Loan Services

Eight loan options, one clear path

Review personal, property, vehicle, microfinance, small, and business financing, with eligibility and key terms laid out for both salaried and self-employed applicants.

8

Loan categories

2

Applicant types

Personal and community lending

Personal, subsidy, microfinance, and small loans

Each option lists its purpose, who it suits, and the terms to review before you apply.

Subsidy loans

Government subsidy loans

Programs that reduce the cost of qualifying borrowing. Eligibility depends on the scheme, so check the program criteria and documentation first.

Personal loans

Personal loans

Unsecured financing for individual needs. Terms, amounts, and repayment schedules are set after reviewing your income and existing obligations.

Microfinance and small loans

Microfinance and small loans

Smaller facilities for micro-enterprises and everyday needs, with repayment plans sized to modest, regular income.

Property and enterprise financing

Mortgage, property, vehicle, and business loans

Secured and enterprise facilities, each with eligibility requirements, key terms, and application steps.

Mortgage and property

Mortgage and property loans

Financing secured against residential or commercial property. Loan-to-value limits, tenure, and documentation vary by property type.

Commercial vehicle

Commercial vehicle loans

Financing for trucks, vans, and work vehicles, secured against the vehicle. Review deposit requirements and tenure before applying.

Business loans

Business loans

Working capital and expansion facilities for self-employed owners and established enterprises, supported by financial statements and trading history.

Key terms

How the key terms work across loans

Tenure

Repayment tenure

The period over which the loan is repaid. Longer tenures lower each installment but raise total interest paid. Confirm the tenure offered for your loan type.

Eligibility

Eligibility and documentation

Salaried applicants typically provide employment and income proof. Self-employed applicants provide business registration, trading history, and financial statements.