Review personal, property, vehicle, microfinance, small, and business financing, with eligibility and key terms laid out for both salaried and self-employed applicants.
Each option lists its purpose, who it suits, and the terms to review before you apply.
Subsidy loans
Government subsidy loans
Programs that reduce the cost of qualifying borrowing. Eligibility depends on the scheme, so check the program criteria and documentation first.
Personal loans
Personal loans
Unsecured financing for individual needs. Terms, amounts, and repayment schedules are set after reviewing your income and existing obligations.
Microfinance and small loans
Microfinance and small loans
Smaller facilities for micro-enterprises and everyday needs, with repayment plans sized to modest, regular income.
Property and enterprise financing
Mortgage, property, vehicle, and business loans
Secured and enterprise facilities, each with eligibility requirements, key terms, and application steps.
Mortgage and property
Mortgage and property loans
Financing secured against residential or commercial property. Loan-to-value limits, tenure, and documentation vary by property type.
Commercial vehicle
Commercial vehicle loans
Financing for trucks, vans, and work vehicles, secured against the vehicle. Review deposit requirements and tenure before applying.
Business loans
Business loans
Working capital and expansion facilities for self-employed owners and established enterprises, supported by financial statements and trading history.
Key terms
How the key terms work across loans
Tenure
Repayment tenure
The period over which the loan is repaid. Longer tenures lower each installment but raise total interest paid. Confirm the tenure offered for your loan type.
Eligibility
Eligibility and documentation
Salaried applicants typically provide employment and income proof. Self-employed applicants provide business registration, trading history, and financial statements.