Eligibility & documentation
Check what each loan requires before you apply
Eligibility differs for salaried and self-employed applicants. Review the criteria and documents for your loan type, then move to application.
Eligibility by loan type
Requirements across financing categories
Each category below lists the core criteria applicants should confirm before submitting a request.
Personal & Microfinance
Salaried applicants typically need steady employment and verifiable income. Self-employed applicants need a consistent business record and proof of earnings over time.
Mortgage & Property
Property loans are assessed against ownership or title documents, valuation of the asset, and the applicant's repayment capacity from salary or business income.
Vehicle & Business
Commercial vehicle and business loans review the operating history of the enterprise, financial statements, and the vehicle or business plan supporting the request.
Application stages
From submission to verification
Prepare documents in these four stages so each step can be reviewed without delay.
01 Submission
Complete the application form for your chosen loan type and attach the required identity and income documents.
02 Documentation
Provide categorized records such as payslips or business statements, property papers, or vehicle details as applicable.
03 Verification
Our team reviews eligibility, confirms documents, and may request clarification on income or asset information.
04 Decision
You receive written notice of the outcome along with the key terms of any proposed facility.
Unique documentation needs?
If your situation falls outside the standard criteria, contact us for direct guidance on the documents and terms that apply.